:root {
  color-scheme: light;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: #16352f;
  background: #fbf7ee;
  font-synthesis: none;
  --ink: #16352f;
  --muted: #677a74;
  --green: #0b6b57;
  --green-dark: #075344;
  --mint: #e8f5ef;
  --mint-bright: #c7f5df;
  --line: #d9e3df;
  --surface: #ffffff;
  --cream: #fbf7ee;
  --coral: #ff6b4a;
  --danger: #b53d37;
  --shadow: 0 24px 70px rgba(24, 65, 54, .13);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { min-width: 320px; margin: 0; background: var(--cream); }
button, input, select { font: inherit; }
button, a, input, select { -webkit-tap-highlight-color: transparent; }
button { cursor: pointer; }
button:disabled { cursor: not-allowed; opacity: .48; }
a { color: var(--green); }
.hidden { display: none !important; }

.site-header {
  position: relative;
  z-index: 5;
  display: flex;
  width: min(1240px, calc(100% - 48px));
  min-height: 84px;
  margin: auto;
  align-items: center;
  justify-content: space-between;
}
.site-header::after { position: absolute; right: 0; bottom: 0; left: 0; height: 1px; content: ""; background: rgba(26, 67, 57, .1); }

.brand { display: inline-flex; align-items: center; gap: 10px; color: var(--ink); font-size: 21px; font-weight: 800; letter-spacing: -.03em; text-decoration: none; }
.brand-mark { display: grid; width: 36px; height: 36px; place-items: center; color: white; border-radius: 12px 12px 12px 4px; background: var(--green); font-size: 18px; }
.brand.inverse { color: white; }
.brand.inverse .brand-mark { color: var(--green-dark); background: var(--mint-bright); }
.header-actions { display: flex; align-items: center; gap: 14px; }
.language-button, .text-button { min-height: 40px; padding: 0 14px; color: var(--ink); border: 0; background: transparent; font-weight: 700; }
.text-button { border: 1px solid var(--line); border-radius: 10px; background: white; }

.screen { width: 100%; }
.landing-screen {
  position: relative;
  display: grid;
  width: min(1240px, calc(100% - 48px));
  min-height: calc(100vh - 84px);
  margin: auto;
  grid-template-columns: minmax(0, 1.05fr) minmax(440px, .82fr);
  align-items: start;
  gap: clamp(48px, 6vw, 86px);
  padding: 58px 0 74px;
}

.hero-copy { position: relative; max-width: 720px; padding-top: 22px; }
.pill { display: inline-flex; padding: 9px 13px; color: var(--green-dark); border: 1px solid #b9ddcf; border-radius: 999px; background: var(--mint); font-size: 12px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
h1, h2, h3, p { margin-top: 0; }
h1 { max-width: 670px; margin: 22px 0; font-family: Georgia, "Times New Roman", serif; font-size: clamp(52px, 6.2vw, 84px); font-weight: 500; line-height: .98; letter-spacing: -.055em; }
h2 { margin: 9px 0 10px; font-family: Georgia, "Times New Roman", serif; font-size: clamp(31px, 4vw, 44px); font-weight: 500; line-height: 1.06; letter-spacing: -.035em; }
h2 small { display: block; margin-top: 7px; color: #80918b; font-size: 14px; font-weight: 600; letter-spacing: 0; }
h3 { font-size: 21px; letter-spacing: -.025em; }
p { color: var(--muted); line-height: 1.6; }
.hero-lead { max-width: 580px; font-size: 18px; }
.eyebrow { color: var(--green); font-size: 11px; font-weight: 800; letter-spacing: .14em; }
.eyebrow.light { color: #a7dfcc; }

.trust-row { position: relative; z-index: 2; display: grid; width: 320px; margin: 34px 0 0; grid-template-columns: 1fr; gap: 17px; }
.trust-row > div { display: flex; align-items: flex-start; gap: 10px; }
.trust-icon { display: grid; flex: 0 0 auto; width: 38px; height: 38px; place-items: center; color: var(--green-dark); border: 1px solid #d6d7bd; border-radius: 50%; background: #f1eedf; font-size: 17px; font-weight: 900; }
.trust-row p { margin: 0; }
.trust-row strong, .trust-row small { display: block; }
.trust-row small { margin-top: 3px; color: #7a8984; line-height: 1.35; }
.hero-art { position: absolute; z-index: 1; right: -38px; bottom: -55px; width: min(57%, 410px); margin: 0; }
.hero-art img { display: block; width: 100%; aspect-ratio: 1.35 / 1; object-fit: cover; object-position: 63% center; border-radius: 46% 46% 18px 18px; mix-blend-mode: multiply; }
.hero-art figcaption, .identity-art figcaption { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

.calculator-card { position: sticky; top: 22px; z-index: 3; padding: clamp(26px, 3.2vw, 40px); border: 1px solid rgba(10, 74, 60, .2); border-radius: 25px; background: rgba(255, 252, 245, .97); box-shadow: 0 22px 60px rgba(43, 57, 45, .16); }
.calculator-card::before { position: absolute; z-index: -1; inset: 10px -10px -10px 10px; content: ""; border: 1px solid rgba(255, 107, 74, .22); border-radius: inherit; }
.card-heading { margin-bottom: 26px; }
.card-heading h2 { font-size: 33px; }
.card-heading p { margin-bottom: 0; }
.card-kicker { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.secure-label { padding: 6px 9px; color: var(--green-dark); border-radius: 999px; background: var(--mint); font-size: 10px; font-weight: 800; letter-spacing: .04em; text-transform: uppercase; }
.amount-display { display: flex; align-items: end; justify-content: space-between; }
.amount-display span { color: var(--muted); font-size: 14px; font-weight: 700; }
.amount-display strong { font-size: 30px; letter-spacing: -.04em; }
.amount-range { width: 100%; height: 7px; margin: 18px 0 7px; accent-color: var(--green); cursor: grab; }
.amount-range:active { cursor: grabbing; }
.range-labels { display: flex; justify-content: space-between; color: #8d9a96; font-size: 11px; }

.field { display: grid; gap: 8px; margin-top: 20px; }
.field > span { color: #415851; font-size: 13px; font-weight: 750; }
.field > span small { margin-left: 6px; color: #8b9894; font-weight: 600; }
.field input, .field select { width: 100%; min-height: 52px; padding: 0 14px; color: var(--ink); border: 1px solid #cbd8d3; border-radius: 11px; outline: 0; background: white; transition: border-color .15s, box-shadow .15s; }
.field input:focus, .field select:focus { border-color: var(--green); box-shadow: 0 0 0 3px rgba(11, 107, 87, .12); }
.field input::placeholder { color: #9aa7a3; }
.field > small { color: #82908b; font-size: 12px; }
.term-control { position: relative; display: grid; min-height: 58px; grid-template-columns: 42px 1fr auto; align-items: center; overflow: hidden; border: 1px solid #bdcec7; border-radius: 13px; background: #f8faf8; cursor: default; box-shadow: inset 0 1px 2px rgba(13, 82, 66, .04); }
.term-icon { position: relative; display: grid; width: 34px; height: 34px; margin-left: 9px; place-items: center; overflow: hidden; color: transparent; border: 1px solid #bed8ce; border-radius: 9px; background: var(--mint); font-size: 0; }
.term-icon::before { width: 13px; height: 12px; content: ""; border: 1.5px solid var(--green); border-radius: 3px; box-shadow: inset 0 3px 0 rgba(11,107,87,.18); }
.term-icon::after { position: absolute; top: 9px; width: 7px; height: 2px; content: ""; border-right: 1.5px solid var(--green); border-left: 1.5px solid var(--green); }
.term-value { padding: 0 10px; font-size: 17px; font-weight: 800; }
.fixed-badge { margin-right: 10px; padding: 6px 9px; color: #715b2a; border: 1px solid #e4d9b9; border-radius: 999px; background: #f7f0dc; font-size: 10px; font-weight: 800; white-space: nowrap; }
.phone-field { display: grid; grid-template-columns: auto 1fr; align-items: center; overflow: hidden; border: 1px solid #cbd8d3; border-radius: 11px; }
.phone-field:focus-within { border-color: var(--green); box-shadow: 0 0 0 3px rgba(11, 107, 87, .12); }
.phone-field b { display: flex; align-items: center; gap: 6px; padding: 0 13px; border-right: 1px solid var(--line); font-size: 14px; }
.phone-field input { border: 0; border-radius: 0; box-shadow: none !important; }

.captcha-panel { min-width: 0; margin: 20px 0 0; padding: 16px; border: 1px solid #cbd8d3; border-radius: 14px; background: #f8fbfa; }
.captcha-panel legend { padding: 0 7px; color: #415851; font-size: 13px; font-weight: 800; }
.captcha-panel > p { margin: 0 0 13px; color: #71817b; font-size: 12px; line-height: 1.45; }
.captcha-challenge-row { display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: stretch; gap: 10px; }
.captcha-image-shell { display: grid; min-height: 76px; place-items: center; overflow: hidden; border: 1px solid #d5e1dc; border-radius: 10px; background: white; color: #71817b; font-size: 12px; }
.captcha-image-shell img { display: block; width: 100%; max-width: 290px; height: 76px; object-fit: contain; }
.captcha-refresh { display: inline-flex; min-width: 112px; align-items: center; justify-content: center; gap: 6px; padding: 0 12px; color: var(--green-dark); border: 1px solid #bad1c8; border-radius: 10px; background: white; font-size: 12px; font-weight: 800; }
.captcha-refresh:hover:not(:disabled) { border-color: var(--green); background: var(--mint); }
.captcha-refresh:disabled { cursor: wait; opacity: .55; }
.captcha-answer-field { margin-top: 13px; }
.captcha-answer-field input { text-transform: uppercase; letter-spacing: .08em; }
.captcha-status { min-height: 18px; margin: 8px 0 0 !important; color: #527066 !important; }

.quote-box { display: grid; margin: 23px 0 8px; padding: 17px; border: 1px solid #d5e7df; border-radius: 15px; background: #f3faf6; grid-template-columns: 1fr 1fr; gap: 14px 20px; }
.quote-box div { display: grid; gap: 3px; }
.quote-box span { color: #72827c; font-size: 11px; }
.quote-box strong { font-size: 15px; }
.quote-box .quote-total { padding-top: 12px; border-top: 1px solid #cee1d9; grid-column: 1 / -1; grid-template-columns: 1fr auto; align-items: center; }
.quote-box .quote-total strong { font-size: 19px; }
.fine-print { margin: 8px 0 0; color: #84928d; font-size: 11px; line-height: 1.5; }

.check-field { display: flex; align-items: flex-start; gap: 10px; margin-top: 16px; color: #556862; font-size: 13px; line-height: 1.5; }
.check-field input { flex: 0 0 auto; width: 17px; height: 17px; margin-top: 1px; accent-color: var(--green); }
.primary-button, .secondary-button { min-height: 52px; padding: 0 22px; border-radius: 13px; font-weight: 800; transition: transform .15s, background .15s, box-shadow .15s; }
.primary-button { color: white; border: 1px solid var(--green); background: var(--green); }
.primary-button:hover:not(:disabled) { background: var(--green-dark); box-shadow: 0 10px 23px rgba(7, 83, 68, .18); transform: translateY(-1px); }
.secondary-button { color: var(--ink); border: 1px solid #c8d6d0; background: white; }
.secondary-button:hover:not(:disabled) { border-color: var(--green); }
.full-button { width: 100%; margin-top: 20px; }
.secure-cta { display: flex; align-items: center; justify-content: center; gap: 9px; }
.data-note { margin: 10px 0 0; color: #71817b; font-size: 11px; text-align: center; }
.form-message { min-height: 20px; margin: 12px 0 0; text-align: center; font-size: 13px; }
.error-message { color: var(--danger); }

.site-footer { display: flex; width: min(1240px, calc(100% - 48px)); min-height: 74px; margin: auto; align-items: center; justify-content: space-between; color: #7e8e88; border-top: 1px solid var(--line); font-size: 12px; }
.site-footer nav { display: flex; gap: 20px; }
.site-footer a { color: #5d716a; text-decoration: none; }

.journey-section { width: min(1240px, calc(100% - 48px)); margin: 0 auto 70px; padding: 38px 0 52px; border-top: 1px solid rgba(22, 53, 47, .12); border-bottom: 1px solid rgba(22, 53, 47, .12); }
.journey-heading { display: flex; align-items: end; justify-content: space-between; gap: 25px; margin-bottom: 27px; }
.journey-heading h2 { margin: 5px auto 0 0; font-size: 32px; }
.journey-heading p { max-width: 350px; margin-bottom: 4px; font-size: 13px; }
.journey-section ol { display: grid; margin: 0; padding: 0; grid-template-columns: repeat(4, 1fr); gap: 18px; list-style: none; }
.journey-section li { display: flex; align-items: flex-start; gap: 12px; padding: 18px; border: 1px solid rgba(22, 53, 47, .11); border-radius: 15px; background: rgba(255,255,255,.42); }
.journey-section li > span { display: grid; flex: 0 0 auto; width: 28px; height: 28px; place-items: center; color: white; border-radius: 50%; background: var(--green); font-size: 11px; font-weight: 800; }
.journey-section strong, .journey-section small { display: block; }
.journey-section strong { font-size: 13px; }
.journey-section small { margin-top: 4px; color: #77867f; line-height: 1.35; }

.application-shell { display: grid; min-height: 100vh; grid-template-columns: 350px minmax(0, 1fr); background: #f4f0e7; }
.application-sidebar { position: sticky; top: 0; display: flex; height: 100vh; flex-direction: column; padding: 38px 42px; color: white; background: linear-gradient(150deg, #075545 0%, #0a6955 55%, #084b3f 100%); }
.identity-lab-banner { display: flex; width: min(100%, 860px); margin: 0 auto 20px; align-items: center; gap: 14px; padding: 15px 18px; color: #57451f; border: 1px solid #dfc57f; border-radius: 15px; background: #fff7df; box-shadow: 0 12px 30px rgba(76, 58, 18, .08); }
.identity-lab-banner > div { display: grid; gap: 3px; }
.identity-lab-banner strong { color: #4e3a0c; font-size: 15px; }
.identity-lab-banner small { color: #75643d; line-height: 1.45; }
.identity-lab-banner .identity-lab-status { color: #a03832; font-weight: 750; }
.identity-lab-banner .identity-lab-status:empty { display: none; }
body[data-identity-lab="true"] .application-shell { grid-template-columns: minmax(0, 1fr); }
body[data-identity-lab="true"] .application-sidebar,
body[data-identity-lab="true"] .mobile-progress { display: none; }
body[data-identity-lab="true"] .form-workspace { width: min(100%, 1080px); }
.sidebar-copy { margin: 60px 0 30px; }
.sidebar-copy h2 { margin: 11px 0; font-size: 31px; }
.sidebar-copy p { color: #c1dbd2; font-size: 13px; }
.progress-steps { display: grid; gap: 8px; margin: 0; padding: 0; list-style: none; }
.progress-steps li { display: flex; min-height: 57px; align-items: center; gap: 12px; padding: 8px 10px; color: #aacbc0; border-radius: 13px; }
.progress-steps li > span { display: grid; flex: 0 0 auto; width: 30px; height: 30px; place-items: center; border: 1px solid rgba(255,255,255,.25); border-radius: 50%; font-size: 12px; font-weight: 800; }
.progress-steps li div { display: grid; gap: 1px; }
.progress-steps strong { font-size: 13px; }
.progress-steps small { color: #86b4a5; font-size: 11px; }
.progress-steps li.active { color: white; background: rgba(255,255,255,.11); }
.progress-steps li.active > span { color: var(--green-dark); border-color: var(--mint-bright); background: var(--mint-bright); }
.progress-steps li.complete { color: #d9eee7; }
.progress-steps li.complete > span { color: var(--green-dark); border-color: #97d6c0; background: #97d6c0; }
.privacy-note { display: flex; align-items: flex-start; gap: 10px; margin-top: auto; padding: 14px; border: 1px solid rgba(255,255,255,.14); border-radius: 13px; background: rgba(0,0,0,.08); }
.privacy-note p { margin: 0; color: white; }
.privacy-note strong, .privacy-note small { display: block; }
.privacy-note small { margin-top: 3px; color: #a9cdc1; line-height: 1.4; }

.form-workspace { position: relative; width: min(100%, 980px); margin: 0 auto; padding: 58px clamp(30px, 6vw, 80px); }
.application-toolbar { display: flex; width: min(100%, 690px); margin: -38px auto 18px; justify-content: flex-end; }
.application-language-button { min-height: 36px; padding: 0 12px; color: #30443c; border: 1px solid #d6e1dc; border-radius: 999px; background: white; gap: 7px; cursor: pointer; }
.application-language-button:hover { border-color: #9eb5ab; background: #f5faf8; }
.form-step { width: min(100%, 750px); margin: 0 auto; padding: clamp(30px, 5vw, 52px); border: 1px solid rgba(22,53,47,.12); border-radius: 26px; background: rgba(255, 253, 249, .96); box-shadow: 0 20px 55px rgba(37, 55, 47, .1); }
.form-step > p { margin-bottom: 30px; }
.fields-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 18px; }
.full-span { grid-column: 1 / -1; }
.form-navigation { display: flex; align-items: center; justify-content: space-between; gap: 14px; margin-top: 34px; }
.section-divider { margin: 35px 0 4px; padding-top: 30px; border-top: 1px solid var(--line); }
.section-divider h3 { margin-bottom: 5px; }
.section-divider h3 small { display: block; margin-top: 5px; color: #81908b; font-size: 13px; font-weight: 600; }
.section-divider p { margin-bottom: 0; }
.link-button { padding: 8px 0; color: var(--green); border: 0; background: transparent; font-size: 13px; font-weight: 800; }
.inline-actions { display: flex; justify-content: space-between; gap: 20px; margin-top: 14px; }
.centered { display: block; margin: 12px auto 0; }
.otp-field input { min-height: 66px; text-align: center; font-size: 28px; font-weight: 800; letter-spacing: .4em; }
.demo-notice, .success-notice { display: flex; align-items: center; gap: 10px; margin-top: 15px; padding: 13px 15px; border: 1px solid #b9decf; border-radius: 11px; color: var(--green-dark); background: var(--mint); font-size: 13px; }
#cardGateReady { margin: 0 0 13px; }
.demo-notice code { padding: 2px 5px; border-radius: 4px; background: white; font-weight: 800; }
.mobile-progress { display: none; }

.identity-intro { width: min(100%, 860px); }
.identity-intro-grid { display: grid; grid-template-columns: minmax(240px, .82fr) minmax(300px, 1fr); align-items: center; gap: 34px; }
.identity-art { margin: 0; }
.identity-art img { display: block; width: 100%; border: 1px solid #d6d6bf; border-radius: 24px; }
.identity-intro-copy > p { margin-bottom: 0; }
.identity-symbol, .success-symbol { display: grid; width: 62px; height: 62px; margin: 0 auto 22px; place-items: center; color: var(--coral); border: 2px solid var(--coral); border-radius: 22px 22px 22px 8px; font-size: 28px; font-weight: 900; }
.preparation-card { margin: 22px 0 0; padding: 20px 22px; border: 1px solid #d6d9c2; border-radius: 16px; background: #f7f5e9; text-align: left; }
.preparation-card h3 { margin-bottom: 12px; }
.preparation-card ul { display: grid; gap: 9px; margin: 0; padding-left: 21px; color: #4f625c; line-height: 1.45; }
.prototype-notice { margin-top: 18px; padding: 15px 17px; border: 1px solid #e0d3b8; border-radius: 13px; background: #fcf6e8; text-align: left; }
.prototype-notice p { margin: 4px 0 0; font-size: 12px; }

.capture-sequence { display: grid; margin: 0 0 22px; grid-template-columns: 1fr 32px 1fr 32px 1fr; align-items: center; }
.capture-sequence > div { display: grid; justify-items: center; gap: 6px; color: #87958f; text-align: center; }
.capture-sequence > div > span { display: grid; width: 32px; height: 32px; place-items: center; border: 1px solid #c5d4ce; border-radius: 50%; background: white; font-size: 12px; font-weight: 850; }
.capture-sequence small { font-size: 11px; font-weight: 750; }
.capture-sequence > i { height: 1px; background: #cad8d2; }
.capture-sequence > div.active { color: var(--green-dark); }
.capture-sequence > div.active > span { color: white; border-color: var(--green); background: var(--green); box-shadow: 0 0 0 4px rgba(11,107,87,.1); }
.capture-sequence > div.complete > span { color: var(--green-dark); border-color: #9acdbb; background: #dff2eb; }
.capture-sequence > div.complete > span::after { content: "✓"; }
.capture-sequence > div.complete > span { font-size: 0; }
.capture-sequence > div.complete > span::after { font-size: 13px; }

.capture-guidance { display: grid; gap: 4px; margin-bottom: 13px; padding: 13px 15px; color: #40564f; border: 1px solid #cfe0d9; border-radius: 12px; background: #f2f8f5; }
.capture-guidance strong { font-size: 13px; }
.capture-guidance span { color: #6b7d76; font-size: 12px; line-height: 1.45; }

.identity-test-panel { margin: 0 0 22px; padding: 22px; border: 1px solid #e1c98f; border-radius: 18px; background: #fffaf0; }
.test-panel-heading { display: flex; align-items: flex-start; justify-content: space-between; gap: 20px; }
.test-panel-heading h3 { margin: 7px 0 0; }
.test-panel-heading p { max-width: 210px; margin: 2px 0 0; color: #886b2f; font-size: 11px; text-align: right; }
.test-mode-badge { display: inline-flex; padding: 4px 8px; color: #765614; border: 1px solid #dec078; border-radius: 999px; background: #fff0c8; font-size: 10px; font-weight: 900; letter-spacing: .09em; }
.identity-test-panel > p { margin: 13px 0 0; color: #756547; font-size: 12px; line-height: 1.5; }
.test-fields { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.test-file { display: grid; min-width: 0; gap: 8px; margin-top: 16px; padding: 12px; border: 1px solid #dfd2b6; border-radius: 11px; background: white; }
.test-file > span { color: #604f30; font-size: 12px; font-weight: 800; }
.test-file input { width: 100%; color: #615b50; font-size: 11px; }

.payslip-upload-card { display: grid; gap: 16px; margin: 22px 0; padding: 20px; border: 1px solid #cfe2df; border-radius: 16px; background: linear-gradient(145deg, #f7fbfa, #eef7f5); }
.payslip-upload-card h3 { margin: 4px 0 6px; color: #09263f; font-size: 20px; }
.payslip-upload-card p { margin: 0; color: #5d6b72; }
.payslip-file-field { display: grid; gap: 8px; padding: 14px; border: 1px dashed #77aaa3; border-radius: 12px; background: #fff; }
.payslip-file-field > span { color: #0d665e; font-size: 13px; font-weight: 800; }
.payslip-file-field input { width: 100%; color: #33454d; }
.payslip-status { font-size: 13px; font-weight: 700; }
.payslip-status-ready { color: #08776b !important; }

.dropzone { position: relative; display: grid; min-height: 320px; place-items: center; overflow: hidden; border: 2px dashed #a9beb6; border-radius: 20px; background: white; cursor: pointer; text-align: center; }
.dropzone:hover { border-color: var(--green); background: #fbfffd; }
.dropzone input { position: absolute; width: 1px; height: 1px; opacity: 0; }
.dropzone strong, .dropzone small { display: block; }
.dropzone small { margin-top: 7px; color: #718079; }
.upload-icon { display: grid; width: 48px; height: 48px; margin: 0 auto 14px; place-items: center; color: var(--green); border-radius: 14px; background: var(--mint); font-size: 24px; }
#idPreview { position: absolute; inset: 14px; width: calc(100% - 28px); height: calc(100% - 28px); object-fit: contain; }
.camera-shell { position: relative; overflow: hidden; aspect-ratio: 4 / 3; border-radius: 20px; background: #071b15; }
.camera-shell video { width: 100%; height: 100%; object-fit: cover; transform: scaleX(-1); }
.camera-shell.id-camera video { transform: none; }
.card-guide { position: absolute; top: 20%; left: 12%; display: grid; width: 76%; aspect-ratio: 1.586 / 1; place-items: center; border: 3px solid rgba(255,255,255,.9); border-radius: 12px; box-shadow: 0 0 0 999px rgba(3,18,11,.28), inset 0 0 0 1px rgba(0,0,0,.18); }
.card-guide::before, .card-guide::after { position: absolute; inset: 9px; content: ""; border: 1px dashed rgba(255,255,255,.48); border-radius: 7px; }
.card-guide::after { inset: auto 7% 10% auto; width: 22%; height: 42%; border: 1px solid rgba(255,255,255,.45); border-radius: 5px; }
.card-guide span { z-index: 1; padding: 7px 10px; color: white; border-radius: 8px; background: rgba(3,18,11,.62); font-size: 11px; font-weight: 800; }
.face-guide { position: absolute; width: 39%; height: 62%; top: 11%; left: 30.5%; border: 2px solid rgba(255,255,255,.85); border-radius: 48%; box-shadow: 0 0 0 999px rgba(3,18,11,.22); }
.camera-status { position: absolute; right: 14px; bottom: 14px; left: 14px; display: grid; min-height: 44px; grid-template-columns: 10px 1fr auto; align-items: center; gap: 9px; padding: 0 13px; color: white; border-radius: 11px; background: rgba(5,20,13,.78); font-size: 12px; }
#recordingDot { width: 8px; height: 8px; border-radius: 50%; background: #9baaa3; }
#recordingDot.recording { background: #f16860; box-shadow: 0 0 0 4px rgba(241,104,96,.2); }
.camera-controls { display: flex; gap: 9px; margin-top: 14px; }
.camera-controls button { flex: 1; }
.biometric-check { padding: 14px; border: 1px solid var(--line); border-radius: 11px; background: white; }
.identity-result { padding: 32px; border: 1px solid var(--line); border-radius: 20px; background: white; box-shadow: 0 15px 44px rgba(20,65,52,.09); text-align: center; }
.result-icon { display: grid; width: 62px; height: 62px; margin: 0 auto 20px; place-items: center; color: white; border-radius: 18px; background: var(--green); font-size: 27px; }
.result-icon.retry { color: #9b5a16; background: #fff0d7; }
.result-checks { display: grid; margin: 24px 0; grid-template-columns: 1fr 1fr; gap: 10px; text-align: left; }
.result-checks > div { display: flex; align-items: center; gap: 10px; padding: 12px; border: 1px solid var(--line); border-radius: 11px; }
.result-checks span { display: grid; width: 30px; height: 30px; place-items: center; border-radius: 8px; }
.result-checks .pass { color: #236a52; background: #e0f2ea; }
.result-checks .review { color: #9b5a16; background: #fff0d7; }
.result-checks p { margin: 0; }
.result-checks strong, .result-checks small { display: block; }
.result-checks small { color: #718079; }

.review-summary { display: grid; gap: 12px; margin-bottom: 28px; }
.review-card { padding: 19px; border: 1px solid var(--line); border-radius: 14px; background: white; }
.review-card header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 12px; }
.review-card h3 { margin: 0; font-size: 17px; }
.review-card button { padding: 4px 0; color: var(--green); border: 0; background: transparent; font-size: 12px; font-weight: 800; }
.review-values { display: grid; grid-template-columns: 1fr 1fr; gap: 11px 20px; }
.review-values div { min-width: 0; }
.review-values span, .reference-card span { display: block; color: #84918d; font-size: 11px; }
.review-values strong { display: block; overflow-wrap: anywhere; margin-top: 3px; font-size: 13px; }
.success-step { padding-top: 60px; text-align: center; }
.success-step .success-symbol { color: var(--green); border-color: var(--green); }
.reference-card { max-width: 430px; margin: 28px auto; padding: 21px; border: 1px solid #bdddcf; border-radius: 15px; background: var(--mint); }
.reference-card strong { display: block; margin-top: 5px; font-size: 25px; letter-spacing: .04em; }
.revised-offer-card { max-width: 680px; margin: 30px auto; padding: clamp(20px, 4vw, 30px); border: 1px solid #cfe2da; border-radius: 20px; background: #fff; box-shadow: 0 14px 36px rgba(25, 71, 61, .08); text-align: left; }
.revised-offer-heading { display: flex; align-items: flex-start; justify-content: space-between; gap: 18px; padding-bottom: 18px; border-bottom: 1px solid #e4ece8; }
.revised-offer-heading h3 { margin: 5px 0 0; color: #102e2a; font-size: clamp(20px, 3vw, 27px); }
.offer-status { flex: 0 0 auto; padding: 7px 11px; border-radius: 999px; background: #e5f4ef; color: #126f61; font-size: 12px; font-weight: 800; }
.offer-state { display: flex; align-items: center; justify-content: center; gap: 12px; padding: 26px 0 4px; color: #5c6d68; text-align: center; }
.offer-state p { margin: 0; }
.offer-state .secondary-button { flex: 0 0 auto; }
.offer-spinner { width: 20px; height: 20px; border: 3px solid #d5e8e1; border-top-color: #0e8877; border-radius: 50%; animation: offer-spin .8s linear infinite; }
@keyframes offer-spin { to { transform: rotate(360deg); } }
.offer-intro { margin: 20px 0 14px; color: #536762; }
.offer-values { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; margin: 0; }
.offer-values div { padding: 15px; border: 1px solid #e0ebe7; border-radius: 13px; background: #fafcfb; }
.offer-values .offer-highlight { border-color: #98d2c4; background: #eef9f5; }
.offer-values dt { color: #73827e; font-size: 12px; }
.offer-values dd { margin: 6px 0 0; color: #102e2a; font-size: 20px; font-weight: 800; }
.offer-terms { margin: 16px 0; color: #5a6b67; font-size: 13px; }
.offer-terms a { color: #087b6d; font-weight: 700; }
.offer-actions { display: grid; gap: 14px; padding-top: 4px; }
.offer-actions .primary-button { width: 100%; }
.offer-decline { margin-top: 14px; padding-top: 14px; border-top: 1px solid #e4ece8; }
.offer-decline summary { width: max-content; color: #8d3d39; cursor: pointer; font-weight: 700; }
.offer-decline form { display: grid; gap: 12px; margin-top: 14px; }
.offer-decision-message { margin: 16px 0 0; padding: 13px 15px; border-radius: 12px; background: #eaf7f1; color: #176858; font-weight: 700; }

@media (max-width: 1020px) {
  .landing-screen { grid-template-columns: 1fr 420px; gap: 38px; }
  .hero-art { right: -15px; width: 53%; }
  .application-shell { grid-template-columns: 300px 1fr; }
  .application-sidebar { padding: 32px 28px; }
  .journey-section ol { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 820px) {
  .site-header { width: calc(100% - 32px); }
  .text-button { display: none; }
  .landing-screen { width: calc(100% - 32px); grid-template-columns: 1fr; padding-top: 30px; }
  .hero-copy { max-width: none; padding-bottom: 235px; }
  .trust-row { width: min(100%, 640px); grid-template-columns: repeat(3, 1fr); }
  .hero-art { right: 0; bottom: 0; width: min(55%, 380px); }
  .calculator-card { position: relative; top: 0; width: min(100%, 590px); margin: auto; }
  .journey-section { width: calc(100% - 32px); }
  .journey-heading { align-items: flex-start; flex-direction: column; gap: 6px; }
  .journey-heading p { max-width: none; }
  .site-footer { width: calc(100% - 32px); }
  .application-shell { display: block; }
  .application-sidebar { display: none; }
  .form-workspace { padding: 30px 24px 70px; }
  .application-toolbar { margin: 0 auto 16px; }
  .mobile-progress { display: block; width: min(100%, 690px); margin: 0 auto 36px; color: #70817a; font-size: 12px; font-weight: 800; }
  .mobile-progress > div { height: 5px; margin-top: 9px; overflow: hidden; border-radius: 99px; background: #dce6e2; }
  .mobile-progress i { display: block; width: 14%; height: 100%; border-radius: inherit; background: var(--green); transition: width .25s; }
}

@media (max-width: 580px) {
  .identity-lab-banner { align-items: flex-start; }
  .revised-offer-heading, .offer-state { align-items: stretch; flex-direction: column; }
  .offer-values { grid-template-columns: 1fr; }
  h1 { font-size: 46px; }
  h2 { font-size: 32px; }
  .landing-screen { gap: 48px; padding-bottom: 55px; }
  .hero-copy { padding-bottom: 0; }
  .trust-row { grid-template-columns: 1fr; }
  .hero-art { position: relative; right: auto; bottom: auto; width: 100%; margin-top: 28px; }
  .hero-art img { aspect-ratio: 1.5 / 1; border-radius: 18px; }
  .journey-section ol { grid-template-columns: 1fr; }
  .calculator-card { padding: 25px 19px; border-radius: 20px; }
  .calculator-card::before { display: none; }
  .quote-box { grid-template-columns: 1fr 1fr; }
  .fixed-badge { margin-right: 8px; padding: 5px 7px; }
  .site-footer { align-items: flex-start; flex-direction: column; gap: 10px; padding: 22px 0; }
  .form-workspace { padding: 22px 14px 55px; }
  .form-step { padding: 28px 18px; border-radius: 19px; }
  .fields-grid { grid-template-columns: 1fr; }
  .full-span { grid-column: auto; }
  .form-navigation { align-items: stretch; flex-direction: column-reverse; }
  .form-navigation button { width: 100%; }
  .dropzone { min-height: 235px; }
  .camera-controls { flex-wrap: wrap; }
  .camera-controls button { flex: 1 1 45%; }
  .captcha-challenge-row { grid-template-columns: 1fr; }
  .captcha-refresh { min-height: 42px; }
  .test-panel-heading { display: grid; gap: 5px; }
  .test-panel-heading p { max-width: none; text-align: left; }
  .test-fields { grid-template-columns: 1fr; }
  .capture-sequence { grid-template-columns: 1fr 18px 1fr 18px 1fr; }
  .capture-sequence small { font-size: 9px; }
  .result-checks, .review-values { grid-template-columns: 1fr; }
  .identity-intro-grid { grid-template-columns: 1fr; }
  .identity-art { width: min(100%, 300px); margin: 0 auto; }
  .identity-result { padding: 25px 17px; }
  .otp-field input { letter-spacing: .25em; }
}
